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Winter can be one of the most difficult times to stay healthy. Fortunately, there are certain steps you can take to avoid getting sick this ye…

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Some of the reasons you probably won't find in a general travel insurance policy: I'm too scared to go, I don't want to get sick, my boss hates me and is looking for any excuse to fire me, I'm worried about the health of my dog, cat, goldfish, whatever.

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