Money And Finance

(StatePoint) What tops most New Year’s resolutions lists? You guessed it. Greater health and happiness. But what most Americans don’t consider is that financial health can be equally, if not more important to overall happiness than other resolutions, such as starting a new diet or joining a gym.

(NAPSI)—At a time when Americans hold a record $14 trillion of debt, including mortgages, credit card and student loan debt, according to the New York Federal Reserve, Americans may still be doing better than they realize when it comes to debt.

(NAPSI)—Every autumn, more than 4 million sophomores and juniors take the PSAT/NMSQT. When students get their test results in December, they get much more than a score—they get an invitation to productive practice and a connection to distinct benefits and opportunities to support their journ…

(BPT) - When it comes to finances, Americans have a tendency to play it safe and are generally risk averse. According to the latest findings from Northwestern Mutual’s 2019 Planning & Progress Study, nearly three-quarters of Americans (72%) report they are more comfortable reducing risk …

(NewsUSA) - With the start of a new decade just around the corner, Americans are feeling optimistic about their current and future financial situation, but reducing the burden of personal debt will be a priority for many who acknowledge they bit off more than they could chew in 2019.

(NewsUSA) - With the start of a new decade just around the corner, Americans are feeling optimistic about their current and future financial situation, but reducing the burden of personal debt will be a priority for many who acknowledge they bit off more than they could chew in 2019.

(StatePoint) When it comes to financial resolutions, a new survey suggests that creating a plan to pay for college should be top of mind for more families.

(NAPSI)—Whether you run a part-time business, do freelance work, or own your own business, you’re in good company. About 16 million adults in America work for themselves, and nearly half that number are baby boomers.

(NAPS)—Not only can financial problems in a marriage be a significant factor in a couple’s decision to get a divorce, the financial fallout from divorce can leave spouses struggling to pick up the pieces.

(NAPSI)—December 17 marks the 20th anniversary of the Ticket to Work and Work Incentives Improvement Act—legislation that established the Ticket to Work (Ticket) program and other incentives to increase access to employment for adults with disabilities who want to work. Since 1999, the Ticke…

(StatePoint) Experts agree that periods of economic downturn, or recessions, are unavoidable and often follow a period of market growth. However, experts also acknowledge that it is difficult to predict exactly when the next recession will begin.

(NewsUSA) - Forget the clothes and electronics. If you really want to please parents on your holiday gift lists, give them some help paying their kids' college costs. 

(NewsUSA) - Forget the clothes and electronics. If you really want to please parents on your holiday gift lists, give them some help paying their kids' college costs. 

(StatePoint) Taxes are an unavoidable fact of life. Unfortunately, they can be somewhat overwhelming, which can cause people to put the task off and miss the deadline. Use these tips for a stress-free tax season:

(NAPSI)—Americans’ satisfaction with K−12 education reached a 15-year high this year, according to a Gallup poll, but the majority of people still think it’s on the wrong track. The 2019 Schooling in America Survey by EdChoice and Braun Research digs deeper to find out why that might be.

(NAPSI)—If you or someone you care about is among America’s estimated 20 million college students, the holidays could include a particular present for you: a great seasonal job.

(StatePoint) Credit cards are a useful tool for managing personal finances and building credit, but they also expose you to a number of risks -- including identity theft and credit card fraud. Thankfully, experts say there are many simple, proactive steps you can take to help protect yoursel…

(NAPSI)—As young adults prepare to leave school and enter the workforce, Social Security’s Ticket to Work program can help make that a successful transition.

(BPT) - Understanding finances and making smart money decisions is something many people struggle with. In fact, when asked to grade their own financial literacy most people give themselves a “C” or lower, according to new data from Prudential.

(BPT) - Although they’re widely used and an important part of our lives, most people find credit scores confusing. Often, consumers have a lack of accurate information about how and why credit reports and scores are used by lenders. Credit reports and scores allow banks and creditors to dete…

(StatePoint) At the same time that Americans are feeling the financial pinch of the holidays, they’re gearing up for 2020, with their top two goals being to save more and increase their credit scores, according to a national consumer survey by Experian.

(NAPSI)—This holiday season, the Postal Service™ looks forward to delivering a great deal of holiday cheer, along with more than 15 billion mail pieces. The United States Postal Inspection Service®, the federal law enforcement arm of the Postal Service, is working to keep your important ship…

(NAPSI)—If you’re like many people, you’re sometimes stumped by what to give certain special folks on your list: your grandma, your mother-in-law or a cousin you rarely see.

(NAPSI)—According to the U.S. Census, by 2035, older generations are projected to outnumber children for the first time in U.S. history, thus increasing the need for caregivers. Millions of adults, including Boomers, are already taking care of loved ones and facing new realities that require…

(NAPSI)—If you think your kids could be more money conscious, you’re far from alone. In fact, according to the National Financial Educators’ Council, fewer than one in four children talk to their parents about money with any frequency. Fortunately, teaching kids about managing money can pay …

(StatePoint) According to one unique and whimsical economic indicator -- The PNC Christmas Price Index -- “true loves” will find all is calm when putting the gifts under the tree this holiday shopping season.

(StatePoint) As young adults establish their financial independence, they may be overwhelmed with enticing credit card offers. Free airfare, cashback and special introductory rates may be tempting, but choosing the right card is more important than snagging some fun freebies.

(NAPSI)—The U.S. Postal Service plans for its peak season all year long. With more than 240 years of experience delivering the holidays, the Postal Service is uniquely qualified to make this magical season the best one yet. Here are some tips to help everyone have a happier, less-stressed ho…

(NAPSI)—If you’re ever thinking about investing in a second home or listing your property as a vacation rental, you’ll be in good company. New research on the global second-home market reveals for the second straight year that more homeowners are buying a second home to use as a vacation ren…

(StatePoint) Americans are taking proactive steps to keep holiday spending in check and be financially ready for next year, according to an Experian national consumer survey.

(NAPSI)—For many Americans—maybe you or someone you care about—2020 could be a milestone year.

(StatePoint) After paying monthly student loan minimums, many Americans have just enough to cover basic living expenses, which means that when unexpected expenses arise, they often end up defaulting on their student loans. 

(NAPSI)—An increasing number of people in the United States—some 17 million a year according to the experts at the American Staffing Association—are earning extra income in new and creative ways during the holidays and beyond.

(StatePoint) With speculation swirling that the U.S. economy is heading for another recession, you might be wondering what you can do to protect yourself from feeling the pinch of a slowing economy.

(StatePoint) Mortgage rates have recently hit near-record lows and Freddie Mac predicts rates will remain low for the foreseeable future.

(StatePoint) The holidays are fast approaching, making now the time to consider some wise strategies to get the most out of the season, without wreaking havoc on your personal finances.

(NAPSI)—If you receive Social Security disability benefits and want to work, Social Security Work Incentives can allow you to keep your healthcare (Medicare and Medicaid) and, in some cases, cash benefits as you begin working. These Work Incentives are designed to encourage and support benef…

(NAPSI)—Texas is a great place for companies to do business and developers are building fast to keep up. Texas also experiences extreme weather and forces property owners to think seriously about how their new facilities can endure these extremes.

(BPT) - Your wedding is one of the most memorable days of your life. To pull off the big day of your dreams, it is important to have a plan in place.

(NAPSI)—If you spend a lot of time on social media sites or looking for great online deals, you may wear a bullseye when it comes to scammers hunting for prey, according to groundbreaking fraud research from the FINRA Investor Education Foundation, BBB Institute for Marketplace Trust and the…

(StatePoint) For many families, the holiday season is the most expensive time of year. Americans spent over $707 billion dollars during the 2018 holidays, according to the National Retail Federation, and it would be no surprise for spending to increase in 2019.

(NAPSI)—With unemployment at a 50-year low, companies are eager to draw talent from a diverse pool of job seekers, and organizations have recognized the inherent value in a diverse workforce that includes qualified employees with disabilities.

(NAPSI)—If you own or run any of America’s nearly 31 million small businesses, recent research reveals gift cards can be a real gift to your bottom line. According to a 2019 Small Business Gift Card Study commissioned by First Data, now Fiserv, gift card programs help small business owners b…