Money And Finance

(StatePoint) For many people, getting married and buying a house is still part of the American Dream. That’s reflected in the numbers. The homeownership rate among married couples in the U.S. is 80 percent, according to recent data reported by Statista. But what if something were to happen t…

(NAPSI)—The Advanced Placement (AP) Program gives students a chance to experience college-level classes in high school and opens the door to earning college credit before they ever set foot on campus. Students get to dig deeper into subjects they love, while building the skills and confidenc…

(NAPSI)—If you or someone you care about is—or hopes to be—a college student soon, a few facts and stats may prove educational:

(StatePoint) As more states nationwide adopt laws requiring high schools to offer personal finance classes, a new survey suggests that generation Z is on board with the trend.

(BPT) - About 80% of Americans live paycheck to paycheck, often struggling between paydays. If this is a challenge for you, here are three easy ways that can help you get from one paycheck to the next with ease, avoid financial pitfalls, and even come out ahead.

(NAPSI)—For college freshmen looking to manage their own finances—often for the first time—heading to college can often mean a lot of unexpected expenses and even new debt.

(StatePoint) As you prepare your young adult for college and beyond, it’s important to talk about the road to financial independence, which includes building healthy credit. This is vital for big life moments like getting a car, apartment, house or job, and your child’s credit report will be…

by Rick Shadyac

(StatePoint) As we age, we sometimes regret those life lessons that might have served us better when we were younger. If you could roll back the years, what would you tell your younger self about money? 

(NAPSI)—Millions of Americans get Social Security disability benefits yet want to work. They may be glad to know about a federal program that can help them enter the workforce while maintaining access to benefits. Thanks to Social Security’s Ticket to Work program, free employment support se…

(BPT) - If you’re like many parents, one concern at the back of your mind is whether you’ll be able to help with your children’s education costs once they graduate from high school.

(NAPSI)—Here’s an idea many homeowners may warm to: Rent out your place as a vacation home.

(NAPSI)—According to the Federal Reserve Board, four in 10 adults, if faced with an unexpected expense of $400, would either not be able to cover it or would cover it by selling something or borrowing money. If you’re ever among them, or the 78 percent of American workers who live paycheck t…

(BPT) - Financial advisors are supposed to help you achieve your financial goals by providing expert guidance and strategic recommendations. Most truly want to see their clients succeed and work hard in your interest. But what about when they put their interests ahead of your own? Unfortunat…

(BPT) - How do you identify future leaders? Is it GPA? Test scores? Another metric? There are all kinds of formulas to predict who among the nation’s youth will become our country's leaders. But trying to decipher them can leave you lost in a sea of analytics.

(StatePoint) Many businesses -- and almost all employees -- would like it if there was a way for companies to help members of their workforce save for financial goals or pay off student loans. While most employers would like to offer such benefits, many have limited budget flexibility. But n…

(StatePoint) Student loan debt is a fact of life for many college graduates and their parents, with borrowers owing approximately $1.6 trillion in federal and private student loans in 2019. While some graduates easily repay their loans, others struggle to manage their debt.

(StatePoint) There’s a lot of learning that takes place during and after college, including many lessons outside of the classroom. When it comes to personal finance, however, young people don’t need to learn their lessons the hard way.

Transamerica Center for Health Studies

(NAPSI)—As you may have discovered, looking for work is not a one-size-fits-all journey. That’s why the Ticket to Work (Ticket) program, Social Security’s national employment-related program, uses a customized approach to help people with disabilities find meaningful work that leads to finan…

(NAPSI)—When Laura set a goal of becoming a certified orthotist and prosthetist to help people who, like her, experienced limb loss, she was concerned that earning the income she would need to afford the necessary training and education would affect her Supplemental Security Income (SSI) fro…

(NAPSI)—The prospect of needing long term care may be far from your mind today, but be aware, circumstances can change. A long term care event can happen at any age, and the potential financial and emotional strain that comes with it can affect you and your loved ones.

(NAPSI)—Being a warrior can be stressful enough, but for 62 percent of active-duty service members, veterans and military families, there’s added stress due to their financial situation, according to a 2018 survey by Blue Star Families—but help may be available.

(NAPSI)—Good news for parents: You can help your kids learn to do well. Studies suggest a clear correlation between early education in money and future financial success.

(StatePoint) For U.S. workers, living expenses continue to generally outpace pay increases, according to the Bureau of Labor Statistics. In fact, a recent study by Randstad US and Apartment Guide found that 44 percent of employed Americans say their annual residential expenses (rent, mortgag…

(NAPSI)—With longer days and warmer nights, entertaining becomes almost inevitable during the summer months. Thanks to the abundance of fresh produce, like California avocados, your backyard barbeques, pool parties and beachside picnics will never have to sacrifice versatility or taste.

(StatePoint) We’ve all heard those time-tested ways to save money -- dine out less, sign up for rewards programs or switch off the lights when you leave the room. But in today’s digital world, there are some great ways to save that you may not have thought about.

(NAPSI)—For many families, few things are more important than schooling—and an increasing number are taking it into their own hands.

(BPT) - Environmental pressures like drought confront growers across the globe, and they can exacerbate the many other demands growers face. The challenges are intertwined, coming from every direction, including profitability requirements, food-supply-chain demands and nutrient shortages.

(NAPSI)—Most people know someone who has dreamed of leaving the rigidity of a 9 to 5 job to pursue the flexibility of entrepreneurship. The majority don’t pursue that avenue, and the reasons vary, including financial obligations, time constraints, or fear of the unknown.